Our lifestyles are such that reducing the amount of driving isn’t always feasible. We still have to drive to and from work every day. The kids need to be dropped off at daycare. Groceries need to be purchased. We have a dependency on driving and on buying gas. Continue reading
Everyone knows that bad credit can prevent you from getting a mortgage, credit card, or other loan. But did you know that in addition to hurting you financially, bad debt can damage you emotionally and even romantically? If you have a low credit score, it’s important to improve your number in order to avoid these problematic issues. Continue reading
If you’re not watching your credit score closely, you may not notice if it goes from fair to bad. When it does, however, your interest rates and more desirable financing options will be further out of reach.Here’s what you should know about the differences between bad and fair credit. Continue reading
The average indebted American household has $205,271 in credit card, mortgage and student loan debt.With the amount that consumers owe increasing each year,you might think the best way to avoid debt is to go off the credit grid completely. However, life without credit can cause its own problems.